Like in many other states, it’s illegal to obtain goods or services by using a credit, debit, or public benefit card that does not belong to you or has been canceled. Credit card fraud is a serious crime that carries harsh penalties. A conviction can result in lengthy prison sentences, being subject to long periods of probation, steep monetary fines, and a life-long criminal record that can haunt you for years to come. If you have been charged with credit card theft in New York, you should enlist the help of our experienced Nassau County Criminal Defense Attorneys, who can help you explore available defenses to protect your future. Please continue reading to learn the potential penalties you could face for credit card fraud in New York.
What is Credit Card Fraud?
In New York, there are two types of credit card theft or fraud: theft of service and unlawful use of a credit card. This first illicit usage of a credit card occurs when a person obtains or attempts to obtain a service on a credit basis by using a credit card or debit card that they know is stolen or induces or attempts to induce the supplier of the service to agree to payment on a credit basis by the same means. This crime is considered theft of services. The second illicit usage of a credit card occurs when a person unlawfully uses or displays a credit card, debit card, or public benefit card that they know has been revoked or canceled to obtain property or services.
What Are the Penalties for Theft of Services in New York?
In New York, the unlawful use of a credit card, debit card, or public benefit card is considered a Class A misdemeanor. This criminal offense carries a maximum one-year jail sentence or three years of probation, as well as a fine of up to $1,000 or double the amount of the gain from the commission of the crime. Theft of Services or criminal possession of stolen credit cards, on the other hand, is classified as a Class E felony. A conviction can result in a maximum of four years in prison and a fine of up to $5,000 or double the defendant’s gain from the commission of the crime. It’s crucial to note that those facing criminal charges for theft of services may also be liable for other theft-related crimes, such as larceny, identity theft, and forgery.
If you or someone you love has been charged with credit card theft, it’s in your best interest to retain the legal services of a determined Nassau County criminal defense attorney from Grunwald & Seman, P.C., who will fight to protect your future.
